About Us

For over 80 years, First Atlantic has proudly served Monmouth and Ocean counties with a full range of banking services, from checking and savings accounts to car loans and mortgages. The credit union puts members first and provides the knowledge they need to make the most of their money. As a community-driven financial institution, we are here to help our members – in person, online, or by phone.

History, Mission, Vision & Values

Founded in 1935, First Atlantic is one of New Jersey's largest credit unions. A credit union is a not-for-profit institution that is owned by the people that use its services. These people are not customers; they are members. Any person who lives, works, worships, or attends school in Monmouth or Ocean counties may become a First Atlantic member. Any family member of a First Atlantic member can also belong to the credit union.

First Atlantic’s mission is to provide its members with the best value financial services. Each and every First Atlantic employee promises to provide exceptional service, value and care for our members, and treat people with respect and dignity. At the core of the credit union are trust, integrity, innovation, fairness, and transparency.

First Atlantic is headquartered in Eatontown, New Jersey, with stores in Eatontown, Neptune, Oceanport, and Toms River.


Find a First Atlantic location close to you!


468 Industrial Way West
Eatontown, NJ 07724

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2070 Route 66
Neptune, NJ 07753

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495 Oceanport Ave.
Oceanport, NJ 07757

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Toms River

1580 Lakewood Rd. (Route 9)
Toms River, NJ 08755

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No Fee ATM Network

It's easy and can be accessed by the push of a button!


Community involvement is extremely important to all of us at First Atlantic. Learn more about our current news and events!

Learn More about news and events

Management team at a table.

Board & Management Team

Meet our Board & Management Team!

Meet Our Team

First Atlantic location.


Interested in joining the team at First Atlantic Federal Credit Union? Learn more about open positions with us!

Learn More about open positions

First Atlantic Owned Properties

View our current exclusive real estate offerings!

View First Atlantic Owned Properties