Personal Loan
Best Rate: 6.49% APR*
You have a wish list. We can make it happen! Whether you want to pay off credit cards, consolidate debt, or make a major purchase, a Personal Loan can provide you with the funding when you need it.
- No prepayment penalties
- Terms up to 60 months
- Payment protection available
- No collateral necessary
*APR = Annual Percentage Rate. Rates based on creditworthiness. Rate increases by 0.50% if direct deposit of $500 or more per month is not made into a First Atlantic deposit account. Loan amount based on creditworthiness.
Personal Line of Credit
Best Rate: Prime plus 7%*
Tired of the dreaded overdraft? Stress less and enjoy more with a Personal Line of Credit. When you need added flexibility or access to additional funds, add this line to your checking account.
- Flexible source of cash which you can withdraw when you need to
- Borrow for ongoing or unforeseen expenses
- As you pay off your credit line, those funds will become available for you to access without having to reapply
- No collateral necessary
- Overdraft protection available with a current checking or savings account
*APR = Annual Percentage Rate. Rates based on creditworthiness.
Savings/Term Secured Loans
Best Rate: 2.80% APR*
Keep your savings and turn your dreams into reality with a Savings/Term Secured Loan. If you are a new member of the credit union or if you have a larger deposit amount, you can borrow against your savings to secure the funds you need.
- Terms up to 60 months; term loans will balloon at certificate maturity
- Payment protection is available
- Rates are higher than a savings or certificate of deposit annual percentage yield (APY)1
*APR = Annual Percentage Rate. Rates based on creditworthiness.
1APY = Annual Percentage Yield. Rate is 2.75% above the savings or certificate of deposit annual percentage yield (APY).
Your Virtual Financial Coach, Lea, is available 24/7, and offers free advice that may help improve your credit score.
Chat Now