Credit Cards
Find the Card That Fits Your Lifestyle.
Visa® Signature Credit Card*
Swipe, sign, earn and enjoy!
Our First Atlantic Visa Signature Credit Card is recommended for those who want to earn rewards for everyday purchases.
Card Features:
No Annual Fee
Competitive Rates*
Earn 1 point for every $1 spent. Points redeemable for travel, merchandise, and more!
Double rewards points for the first 90 days1
Signature Cardholder Reward Privileges
Are you a new First Atlantic FCU Visa Signature Cardholder? Register for CU Rewards.
Already an exisiting First Atlantic FCU Visa Signature Cardholder? Login to CU Rewards.
Apply Now for Visa® Signature Credit Card* Check Visa® Signature Credit Card* Loan StatusView Card Rates
*Rate is variable based on Prime Rate+. Credit limits up to $25,000 based on credit worthiness. The creditor, issuer and service provider of the First Atlantic Visa Credit Card is First Atlantic Federal Credit Union, pursuant to a license from Visa USA, Inc.
1After the 90 day promotional period ends, your points will be one point for every dollar spent. Not applicable to current credit card members.
Visa® Platinum Credit Card**
Add spending power to your wallet!
Our First Atlantic Visa Platinum Credit Card is recommended for those who carry a balance month-to-month. With the card's low interest rate, you won't need to worry about paying a ton extra in finance charges every month.
Card Features:
No Annual Fee
Competitive Rates**
0% APR for 12 months on balance transfers1
Shop anywhere with absolutely no fraud risk2
Visa® Platinum Card Holder Privileges
Apply Now for Visa® Platinum Credit Card** Check Visa® Platinum Credit Card** Loan StatusView Card Rates
**APR=Annual Percentage Rate. Rate based on credit worthiness. Rate is variable based on Prime Rate+. Credit limits from $250 up to $25,000 based on credit worthiness. The creditor, issuer and service provider of the First Atlantic Visa Credit Card is First Atlantic Federal Credit Union, pursuant to a license from Visa USA, Inc.
1APR=Annual Percentage Rate. After the 12-month promotional period ends, your APR will be the prevailing rate, based on your creditworthiness. Your APR will vary with the market based on the Prime Rate. Special introductory APR offer subject to change without notice. Not applicable to current credit card members.
2Covers U.S.-issued cards only. Does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer.
Visa® Secured Credit Card***
Our Visa® Secured Credit Card is recommended for those who are looking to help build, re-build, or establish their credit. Use a card like our Visa® Secured Credit Card to help improve your credit score and plan for the future.
No Annual Fee
Ability to establish or rebuild credit
Get started with a minimum credit line of $250
Apply Now for Visa® Secured Credit Card*** Check Visa® Secured Credit Card*** Loan StatusView Card Rates
***APR=Annual Percentage Rate. Rate based on credit worthiness. Member must have a deposit account to apply for a loan product. Loan amount based on amount of money being secured; a minimum of $250. Funds must be secured in a First Atlantic savings or certificate of deposit account.
Compare Our Cards
Pick the best card for your needs and compare our cards to the average credit card****.
| Comparison Criteria |
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|---|---|---|---|---|
| Rate | 13.24-23.24% | 12.20-18.00% | 10.20-17.15% | 18.24% |
| Annual Fee | $58 | $0 | $0 | $0 |
| Late Fee | $27 | $25 | $25 | $25 |
| Balance Transfer Fee | 3.00-5.00% | 2.75% | 2.75% | 2.75% |
| Rewards | Varies | 1 point per $1 spent | None | None |
| Introductory Promotion | Varies | 2 points per $1 spent | 0% APR for 12 months on Balance Transfers | None |
Apply Now for Compare Our Cards
****Competitors column in chart uses averages found on creditcards.com.