Deposit Rates
Choose an option below to view:
Checking Rates
Effective Date: Tuesday, June 2, 2020
| Type | Rate | APY* | Requirements |
|---|---|---|---|
| The Elite Account | .10% | .10% | $5,000 minimum |
| The One Account | .00% | .00% | No minimum |
| Shore Interest Checking - Gold | .25% | .25% | No minimum |
| Shore Interest Checking - Silver | .10% | .10% | No minimum |
How to Open a checking account
*The annual percentage yield (APY) is available for as long as you maintain the required minimum daily balance. Fees may reduce account earnings. Rates are subject to change at any time.
Saving Rates
Effective Date: Tuesday, June 2, 2020
| Type | Rate | APY* | Requirements |
|---|---|---|---|
| Basic Savings | .05% | .05% | $100 minimum |
| Shore Peak Savings (Gold) | 1.00% | 1.00% | No minimum |
| Shore Peak Savings (Silver) | .75% | .75% | No minimum |
| Holidays & Savers Club | .05% | .05% | No minimum |
| Access Banking Sprout Save | .25% | .25% | Balances up to $5,000 |
| Access Banking Edge Save | .50% | .50% | Balances up to $7,500 |
| Access Banking Rise Save | .75% | .75% | Balances up to $10,000 |
| Maximizer Money Market | .05% | .05% | Balances of $0-$9,999 |
| .10% | .10% | Balances above $10,000 | |
| .10% | .10% | Balances above $15,000 | |
| .10% | .10% | Balances above $25,000 | |
| .10% | .10% | Balances above $50,000 | |
| .10% | .10% | Balances above $100,000 | |
| Security Plus Money Market | .10% | .10% | Balance of $25,000-$50,000 |
| .10% | .10% | Balance of $50,001-$100,000 | |
| .10% | .10% | Balance of $100,000+ | |
| IRA Club Account | .05% | .05% | None |
| Business Savings | .05% | .05% | Balance of $250+ |
*The annual percentage yield (APY) is available for as long as you maintain the required minimum daily balance. Fees may reduce account earnings. Rates are subject to change at any time.
Certificate Rates
Effective Date: Tuesday, June 2, 2020
| Type | Rate | APY* | Requirements |
|---|---|---|---|
| 1-5 months | 0.15% | 0.15% | $500 minimum |
| 6-11 months | 0.25% | 0.25% | $500 minimum |
| 12-17 months | 0.40% | 0.40% | $500 minimum |
| 18-23 months | 0.40% | 0.40% | $500 minimum |
| 24-35 months | 0.75% | 0.75% | $500 minimum |
| 36-47 months | 0.90% | 0.90% | $500 minimum |
| 48-59 months | 1.00% | 1.00% | $500 minimum |
| 60 months | 1.09% | 1.09% | $500 minimum |
How to Open a certificate account
*The annual percentage yield (APY) is available for as long as you maintain the required minimum daily balance. Fees may reduce account earnings. Rates are subject to change at any time. To qualify for this APY, a direct deposit into a First Atlantic account is required (without reduce .10%).
Rates are subject to change without notice. All fees and charges are disclosed, in full, at the time of application.