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Loan Rates

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New Vehicle Rates

Effective Date: Monday, December 5, 2022

Term APR* as low as
Up to 48 Months 3.99%
49 to 60 Months 4.25%
61 to 72 Months 4.75%
73 to 84 Months 4.99%


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*APR is Annual Percentage Rate (APR). Rates may vary based on personal credit history, loan to value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required. Add .50% to stated rate if no direct deposit of $500.00 or more to a FAFCU account.  


Used Vehicle Rates

Effective Date: Monday, December 5, 2022

Term APR* as low as
Up to 48 Months 3.99%
49 to 60 Months 4.25%
61 to 72 Months 4.75%
73 to 84 Months 4.99%

 

Apply Now 

*APR is Annual Percentage Rate (APR). Rates may vary based on personal credit history, loan to value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required. Add .50% to stated rate if no direct deposit of $500.00 or more to a FAFCU account.  


New Motorcycle Rates

Effective Date: Monday, December 5, 2022

Term APR* as low as
1 to 60 Months 6.50%

 

Apply Now 

*APR is Annual Percentage Rate (APR). Rates may vary based on personal credit history, loan to value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required. Add .50% to stated rate if no direct deposit of $500.00 or more to a FAFCU account.


Used Motorcycle Rates

Effective Date: Monday, December 5, 2022

Term APR* as low as
1 to 60 Months 8.50%

 

Apply Now 

*APR is Annual Percentage Rate (APR). Rates may vary based on personal credit history, loan to value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required. Add .50% to stated rate if no direct deposit of $500.00 or more to a FAFCU account.


Recreational Vehicle Rates

Effective Date: Monday, December 5, 2022

Term APR* as low as
Up to 48 Months 4.50%
49 to 60 Months 5.00%
61 to 72 Months 5.50%
73 to 84 Months 5.75%
85 to 144 Months 6.50%

 

Apply Now 

*APR is Annual Percentage Rate (APR). Rates may vary based on personal credit history, loan to value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required. Add .50% to stated rate if no direct deposit of $500.00 or more to a FAFCU account.  


Personal Loan and Lines of Credit Rates

Effective Date: Monday, December 5, 2022

Loan Type Term APR* as low as
Personal Unsecured 12 Months 6.99%
  24 Months 7.99%
  36 Months 8.99%
  48 Months 9.99%
  60 Months 10.99%
Personal Lines Unsecured   As low as Prime plus 7.00%
Savings and Term Secured   Savings/Term Share Rate plus 2.75%

 

Apply Now 

*APR is Annual Percentage Rate (APR). Rates may vary based on personal credit history, loan to value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required. Add .50% to stated rate if no direct deposit of $500.00 or more to a FAFCU account.


Visa Credit Card Rates

Effective Date: Monday, December 5, 2022

Card Type APR* As Low As
Visa® Platinum 11.70%
Visa® Signature Rewards 13.70%
Visa® Secured 17.99%

 

Compare Cards   Apply Now 

*APR is Annual Percentage Rate (APR). Rates may vary based on personal credit history, loan to value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required.