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Loan Rates

Live your life fully with our great rates and find time to do the things you love!


New Vehicles

Effective Date: Wednesday, September 22, 2021

Term APR*
Up to 48 Months 2.49%
49 to 60 Months 2.49%
61 to 72 Months 3.24%
73 to 84 Months 3.99%


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*APR is Annual Percentage Rate (APR). Rates may vary based on personal credit history, loan to value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required. Add .50% to stated rate if no direct deposit of $500.00 or more to a FAFCU account  


Used Vehicles

Effective Date: Wednesday, September 22, 2021

Term APR*
Up to 48 Months 2.49%
49 to 60 Months 2.49%
61 to 72 Months 3.24%
73 to 84 Months 4.75%

 

Apply Now 

*APR is Annual Percentage Rate (APR). Rates may vary based on personal credit history, loan to value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required. Add .50% to stated rate if no direct deposit of $500.00 or more to a FAFCU account  


New Motorcycles

Effective Date: Wednesday, September 22, 2021

Term APR*
1 to 60 Months 6.24%

 

Apply Now 

*APR is Annual Percentage Rate (APR). Rates may vary based on personal credit history, loan to value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required. Add .50% to stated rate if no direct deposit of $500.00 or more to a FAFCU account  


Used Motorcycles

Effective Date: Wednesday, September 22, 2021

Term APR*
1 to 60 Months 8.24%

 

Apply Now 

*APR is Annual Percentage Rate (APR). Rates may vary based on personal credit history, loan to value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required. Add .50% to stated rate if no direct deposit of $500.00 or more to a FAFCU account  


Recreational Vehicles

Effective Date: Wednesday, September 22, 2021

Term APR*
Up to 48 Months 3.99%
49 to 60 Months 4.50%
61 to 72 Months 4.99%
73 to 84 Months 5.25%
85 to 144 Months 5.99%

 

Apply Now 

*APR is Annual Percentage Rate (APR). Rates may vary based on personal credit history, loan to value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required. Add .50% to stated rate if no direct deposit of $500.00 or more to a FAFCU account  


Personal Loans and Lines of Credit

Effective Date: Wednesday, September 22, 2021

Loan Type Term APR*
Personal Unsecured 12 Months 3.49%
  24 Months 4.49%
  36 Months 5.49%
  48 Months 6.49%
  60 Months 6.49%
Personal Lines Unsecured   As low as Prime plus 5.00%
Savings and Term Secured   Savings/Term Share Rate plus 2.75%

 

Apply Now 

*APR is Annual Percentage Rate (APR). Rates may vary based on personal credit history, loan to value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required. Add .50% to stated rate if no direct deposit of $500.00 or more to a FAFCU account  


Visa Credit Cards

Effective Date: Wednesday, September 22, 2021

Card Type Best Rate APR*
Visa Platinum 7.95%
Visa Signature 9.95%
Visa Cash Back 9.95%
Visa Secured 17.99%

 

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*APR is Annual Percentage Rate (APR). Rates may vary based on personal credit history, loan to value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required.