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Loan Rates



Auto Loans

Effective Date: Friday, September 22, 2023

Loan Type Term APR* as low as
NEW AUTO Up to 48 Months 5.50%
  49 to 60 Months 5.75%
  61 to 72 Months 6.00%
  73 to 84 Months 6.50%
USED AUTO Up to 48 Months 5.75%
  49 to 60 Months 6.00%
  61 to 72 Months 6.25%
  73 to 84 Months 6.75%

Apply Now  Shop for a Car

*APR = Annual Percentage Rate. Rates may vary based on personal credit history, loan-to-value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required.



Motorcycle Loans

Effective Date: Friday, September 22, 2023

Loan Type Term APR* as low as
NEW & USED MOTORCYCLE Up to 48 MONTHS 10.00%
NEW & USED MOTORCYCLE 49-60 MONTHS 10.50%

Apply Now 

*APR = Annual Percentage Rate. Rates may vary based on personal credit history, loan-to-value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required.



Recreational Vehicles

Effective Date: Friday, September 22, 2023

Loan Type Term APR* as low as
NEW & USED RVS Up to 48 Months 9.00%
  49 to 60 Months 9.50%
  61 to 72 Months 10.00%
  73 to 84 Months 10.25%
  85 to 144 Months 11.00%

Apply Now 

*APR = Annual Percentage Rate. Rates may vary based on personal credit history, loan-to-value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required.



Personal Loans and Lines of Credit

Effective Date: Friday, September 22, 2023

Loan Type Term APR* as low as
Personal Unsecured 12 Months 8.99%
  24 Months 9.99%
  36 Months 10.99%
  48 Months 11.99%
  60 Months 12.99%
Personal Lines Unsecured   As low as Prime plus 7.75%
Savings and Term Secured   Savings/Term Share Rate plus 5.50%

Apply Now

*APR = Annual Percentage Rate. Rates may vary based on personal credit history, loan-to-value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required.



Credit Cards

Effective Date: Friday, September 22, 2023

Card Type APR* As Low As
Visa® PLATINUM 13.20%
Visa® SIGNATURE REWARDS 15.20%
Visa® SECURED 17.99%

Compare Cards   Apply Now

*APR = Annual Percentage Rate. Rates and terms provided are estimates. Best Rate may vary based on personal credit history and other factors. Individual credit details are provided by First Atlantic Federal Credit Union upon approval of a completed loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required.