Loan Rates

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Lowest Rates for New Vehicles

Effective Date: Monday, December 17, 2018

Lowest Rates for New Vehicles

TermAPR*
Up to 24 months2.29% APR*
25 to 36 Months2.49% APR*
37 to 48 Months3.24% APR*
49 to 60 Months3.49% APR*
61 to 72 Months3.74% APR*
73 to 84 months4.99% APR*

Apply for a new vehicle loan Now

*APR = Annual Percentage Rate. APR for new First Atlantic loans only. Actual rate may vary based on credit-worthiness. APR requires minimum direct deposit of $500 per month into a First Atlantic deposit account (without add 1.00). Rates subject to change at any time. Equal Opportunity Lender.


Lowest Rates for Used Vehicles

Effective Date: Monday, December 17, 2018

Lowest Rates for Used Vehicles

TermAPR*
Up to 24 Months2.29% APR*
25 to 36 Months2.75% APR*
37 to 48 Months3.74% APR*
49 to 60 Months3.99% APR*
61 to 72 Months4.49% APR*
73 to 84 Months5.49% APR*

Apply for a used vehicle loan Now

*APR = Annual Percentage Rate. APR for new First Atlantic loans only. Actual rate may vary based on credit-worthiness. APR requires minimum direct deposit of $500 per month into a First Atlantic deposit account (without add 1.00). Rates subject to change at any time. Equal Opportunity Lender.


Lowest Rates for New Motorcycles

Effective Date: Monday, December 17, 2018

Lowest Rates for New Motorcycles

TermAPR*
1 to 60 Months6.24% APR*

Apply for a new motorcycle loan Now

*APR = Annual Percentage Rate. APR for new First Atlantic loans only. Actual rate may vary based on credit-worthiness. APR requires minimum direct deposit of $500 per month into a First Atlantic deposit account (without add .50). Rates subject to change at any time. Equal Opportunity Lender.


Lowest Rates for Used Motorcycles

Effective Date: Monday, December 17, 2018

Lowest Rates for Used Motorcycles

TermAPR*
1 to 60 months8.24% APR*

Apply for a used motorcycle loan Now

*APR = Annual Percentage Rate. APR for new First Atlantic loans only. Actual rate may vary based on credit-worthiness. APR requires minimum direct deposit of $500 per month into a First Atlantic deposit account (without add .50). Rates subject to change at any time. Equal Opportunity Lender.


Lowest Rates for Recreational Vehicles

Effective Date: Monday, December 17, 2018

Lowest Rates for Recreational Vehicles

TermAPR*
12 to 36 Months7.25% APR*
37 to 48 Months7.25% APR*
49 to 60 Months7.50% APR*
61 to 72 Months8.00% APR*
73 to 84 Months8.50% APR*
85 to 144 Months9.25% APR*

Apply for a recreational vehicle loan Now

*APR = Annual Percentage Rate. APR for new First Atlantic loans only. Actual rate may vary based on credit-worthiness. APR requires minimum direct deposit of $500 per month into a First Atlantic deposit account (without add .50). Rates subject to change at any time. Equal Opportunity Lender.


Personal Loans and Lines of Credit

Effective Date: Monday, December 17, 2018

Personal Loans and Lines of Credit

Loan TypeTermAPR*
Personal Unsecured12 Months6.49% APR*
24 Months8.49% APR*
36 Months10.49% APR*
48 Months11.49% APR*
60 Months11.49% APR*
Personal Lines (Unsecured)As low as Prime plus 7%
Savings and Term SecuredSavings/Term Share Rate plus 2.75%

Apply for a personal loan or line of credit Now

* The Annual Percentage Rate (APR) shown is for qualified borrowers. Actual rates are determined by individual credit factors and term and are subject to change without notice. To qualify for this APR, a minimum direct deposit of $500 per month into a First Atlantic deposit account is required (without add .50%).


Visa Credit Cards

Effective Date: Monday, December 17, 2018

Visa Credit Cards

Card Type APR*
Visa Platinum9.95% APR*
Visa Signature11.95% APR*
Visa Secured17.99% APR*

Apply for a Visa credit card Now

*APR=Annual Percentage Rate. Actual APR will depend on credit worthiness and type of card. Rate ranges based on creditworthiness and is variable based upon Prime Rate+. Credit limits from $250 up to $25,000. The creditor, issuer and service provider of the First Atlantic Visa Credit Card is First Atlantic Federal Credit Union, pursuant to a license from Visa, USA Inc.