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AutoDraft Check-In-Hand Program

The easy way to buy a car.

AutoDraft: Shop Smarter. Buy Faster.

Get pre-approved before you shop and take your AutoDraft check with you to the dealership. Your AutoDraft check works like a blank check up to your approved loan amount, giving you the freedom to negotiate and buy on your terms.

Once you find the right vehicle and agree on a price, simply fill in the final amount, and you're good to go! The dealer sends us the paperwork, so there's no extra trips or waiting around.

family of three walking through car dealership


Why Choose AutoDraft?

  • Competitive auto loan rates and terms
  • Accepted at any licensed dealership
  • No dealership credit checks or financing delays
  • Only borrow what you use
  • Valid for 30 days
  • GAP and warranties may be included within your approved amount
a couple sitting down with a car salesman


How It Works

  1. Apply and get pre-approved for an auto loan
  2. Receive your AutoDraft check for your approved amount
  3. Bring the check to the dealership when shopping for your vehicle
  4. Complete the check with the final purchase amount
  5. The dealership submits the check for processing
writing out a check


What You Need to Do

  • Select AutoDraft when completing your application
  • Use within 30 days of being issued
  • Fill in the payment amount, just like a regular check
  • Sign the back of the check where indicated
  • If there is a co-borrower, they must also sign the back of the check

Apply for an Auto Loan

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