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Personal Loans

Personal Loans

With a low-interest rate and fixed monthly payments, a Personal Loan can help you focus on paying down balances or use the funds for large purchases, such as: travel, medical expenses, and almost any other situation where you need cash. 
 

Savings Secured Loans

Do you need to make a purchase but don’t want to spend all of your savings? A savings secured loan is perfect for you. It’s a low-interest loan that uses your own money as collateral. Your savings secures the loan so you can borrow the same amount that you have in your account.

 

New! Vacation Loans

Turn your travel plans into reality with a personal Vacation Loan. Use the funds for flights, hotels, cruises, or experiences, all with a fixed rate and predictable monthly payments. It’s a smarter way to finance your trip without maxing out high-interest credit cards.


 

Personal Loans

As low as

7.99 % APR*

Savings Secured Loans

As low as

5.65 % APR*

 

Personal Loans

No prepayment penalties

Terms up to 60 months

No collateral necessary

Payment protection available

Apply Online

Savings Secured Loans

Low Fixed Rate

Terms up to 60 Months

Retain Your Hard-Earned Savings

Payment Protection Available

Apply Online

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*APR = Annual Percentage Rate. Rates are based on creditworthiness and are subject to change at any time. First Atlantic is an Equal Opportunity Lender.
SAVINGS SECURED LOANS: The Annual Percentage Yield is the share rate + 5.50%.
PERSONAL VACATION LOANS: $5,000 loan minimum and $15,000 loan maximum with a maximum term of three years.