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Personal Loans

Personal Loans & Lines of Credit

With a low-interest rate and fixed monthly payments, a Personal Loan can help you focus on paying down balances or use the funds for large purchases, such as: travel, medical expenses, and almost any other situation where you need cash. 

With a Personal Line of Credit, you’ll have funds available when you need them for any expenses that come up. Our variable rates are competitive and you’ll make payments only on the amount you use.
 

Savings Secured Loans

Do you need to make a purchase but don’t want to spend all of your savings? A savings secured loan is perfect for you. It’s a low-interest loan that uses your own money as collateral. Your savings secures the loan so you can borrow the same amount that you have in your account.


 

Personal Loans

As low as

7.74 % APR*

Personal Line of Credit

As low as

15.50 % APR*

Savings Secured Loans

As low as

5.65 % APR*

*APR = Annual Percentage Rate. Rates are based on creditworthiness and are subject to change at any time. Equal Opportunity Lender.

SAVINGS SECURED LOANS: The rate is 2.75% above the savings or certificate of deposit Annual Percentage Yield.


 

Personal Loans

No prepayment penalties

Terms up to 60 months

No collateral necessary

Payment protection available

Apply Online

Personal Line of Credit

Withdraw cash when you need it

Only make payments on funds used

Funds become available after payment; no need to re-apply

No collateral necessary

Overdraft protection available with a current checking or savings account

Apply Online

Savings Secured Loans

Low Fixed Rate

Terms up to 60 Months

Retain Your Hard-Earned Savings

Payment Protection Available

Apply Online

 

First Responders - fire truck ready to respond to emergency


First Responders Loan Discount

Qualifying members for this program include:

  • Firefighters (paid and volunteer)
  • Police Officers
  • EMTs (paid and volunteer)
  • Paramedics
Learn More

 

Your Virtual Financial Coach, Lea, is available 24/7, and offers free advice that may help improve your credit score.

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