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Youth Spend Account

Ages 13-17

Empower Your Financial Future

The Youth Spend Account is designed specifically for teens ages 13-17, offering the perfect blend of freedom and responsibility. It's a simple, secure, and affordable way to manage your money, helping you develop good financial habits that will last a lifetime.
 

Key Features


1) No Fees: 

We believe in keeping things simple and stress-free. That’s why there are no monthly maintenance fees with our Youth Spend Account.

2) No Minimum Balance: 

Whether you’re just starting to create a small fund and or need to spend money on the essentials, there’s no need to worry about maintaining a minimum balance.

3) ATM Fee Reimbursement: 

Enjoy up to $6 in ATM fee reimbursements every month, so you can access your money wherever you are without extra charges.

4) Visa® Debit Card Included: 

Your account comes with a Visa® debit card, making it easy to access your money. Spend responsibly for everyday purchases.

 

 

Track Your Spending

With online and mobile banking, you can monitor your account balance, view transaction history, and stay on top of your finances anytime, anywhere.

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Parental Guidance

As owner of the account, parents or guardians can stay involved, helping you navigate your financial journey while giving you the independence you need to learn and grow. 

Safe and Secure

Bank confidently knowing your deposits are federally insured up to $250,000 by the National Credit Union Administration.

Build Financial Confidence

The Youth Spend Account is a great way to start learning about money management, budgeting, and saving—all essential skills for your future.

Open Account

Forms

View FAFCU forms to download.

Visit Forms

FAQs

Find answers to frequently asked questions.

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Mobile App

View your accounts, make payments, and more.

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Disclosures

No minimum balance requirement or service charges apply to this account. This account type does not qualify for dividends. No overdraft service, point-of-sale debit card transactions that would cause an overdraft will be declined at no cost. You will be automatically enrolled in Electronic Statements; no paper statements will be available. Additionally, checks will not be issued but are available for a fee. We reserve the right at any time to require not less than seven days’ notice in writing before each withdrawal. Age requirements to open are ages 13 through 17.