Account Login

Personal Checking

From beach parking to Parkway tolls, life gets expensive here in Jersey.
That's why we spread the local love with our spend accounts.

Happy Black parents and child, holding hands and walking on beach


One Checking

Manage your daily cash flow without having to stress about fees, because you've got enough to worry about.

  • No monthly service fee – zero, zip, nada!
  • No minimum balance – just keep it positive, please.


Open Account  View All Rates


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Elite Checking

Want to add a little more pep to your checking account? Earn interest on your deposits!

  • $5,000 minimum waives any fees* – keep it up!
  • Direct deposit not required – yeah, we don't like rules either.


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*If average monthly balance falls below $5,000, a $15 service charge will apply. Service charge may reduce account earnings.


Two debit cards - one in dark blue reads "Edge", the other in teal reads "Rise".

Access (Youth) Checking

Ease teens and young adults into money management and responsible spending habits.

Edge Spend (Ages 13-17)*
  • No monthly service fee
  • No minimum balance
  • Free Visa Debit Card – their very own plastic!

Open Edge Account  View All Rates

Rise Spend (Ages 18-24)
  • All the benefits of Edge Spend
  • Free ATM fee reimbursement – up to $6 per month!
  • Pre-Approved Visa Platinum Card – with a $500 limit.**


Open Rise Account  View All Rates

*A parent or legal guardian must be an owner on this account.
**Proof of income must be established to qualify.


debit card image

Visa Debit Card

When you don't have cash on hand, use this little guy! Our debit card comes free with any First Atlantic Spend account.

  • No annual fee
  • Earn shopping discounts and cash back at participating retailers with our Purchase Rewards Program
  • Withdrawals come straight from your checking account
  • Use your First Atlantic Debit Card with virtual wallets ApplePay®, Google Pay™, & Samsung Pay®
  • Get your card right away with instant issue at anyone of our branches