Free Checking
Manage your daily cash flow without having to stress about fees, because you've got enough to worry about.
- No monthly service fee – zero, zip, nada!
- No minimum balance – just keep it positive, please.
Interest Checking
Want to add a little more pep to your checking account? Earn interest on your deposits!
- $500 minimum waives any fees* – keep it up!
- Direct deposit not required – yeah, we don't like rules either.
*If average monthly balance falls below $500, a $7.50 service charge will apply. Service charge may reduce account earnings.
Youth Spend*
Ease teens and young adults into money management and responsible spending habits.
- No monthly service fee
- No minimum balance
- Free Visa Debit Card
- Free ATM fee reimbursement – up to $6 per month!
- Pre-Approved Visa Platinum Card – with a $500 limit.**
*A parent or legal guardian must be an owner on this account.
**Proof of income must be established to qualify.
Visa Debit Card
When you don't have cash on hand, use this little guy! Our debit card comes free with any First Atlantic Spend account.
- No annual fee
- Earn shopping discounts and cash back at participating retailers with our Purchase Rewards Program
- Withdrawals come straight from your checking account
- Use your First Atlantic Debit Card with virtual wallets ApplePay®, Google Pay™, & Samsung Pay®