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  • Join us for Shred Day on 11/14!

    Bring your personal and business documents for secure shredding and a nonperishable food item to support Lunch Break's food drive!

  • Now Open in Freehold!

    We’ve officially opened our doors in Freehold. Come stop by and see us!

  • Built on Trust, Driven by Members!

    We're glad you're here! Discover the difference of a community-focused credit union built around you.


Everyday Banking, Made for Real Life

At First Atlantic Federal Credit Union, we believe banking should help make life easier. As a member-owned credit union, we're focused on helping our members save, borrow, and plan for the future with confidence. We're proud to serve the individuals, families, and small businesses that make Monmouth, Ocean, and Middlesex Counties such vibrant communities, providing personalized service, competitive rates, and financial solutions designed to support every stage of life.

 

Better Rates & Fewer Fees

Keep more of your money with fewer fees, low or no minimum balances, and competitive rates.

Smart Digital Banking

Our powerful digital tools make it easy to manage your money anytime with mobile banking, remote check deposit, instant fraud alerts, and more.

Access Your Money Anywhere

Enjoy easy access to your money with nationwide ATM networks and seamless online banking designed for life on the go.

Security You Can Trust

Your deposits are protected with NCUA insurance up to $250,000, giving you peace of mind while your money works for you.

Featured Loan Rates

Auto Loan / Lease Buyout

as low as

4.99% % APR

Personal / Vacation Loan

as low as

7.99 % APR

Home Equity Line of Credit

as low as

4.99% % APR

Featured Savings Rates

Certificate of Deposit (CD)

earn a fixed rate for 6 months

4.50% % APY

Money Market Account

as high as

3.75% % APY

Head Start Youth Savings

ages 0-17 earn

4.00 % APY
iphone

Bank Anywhere

Rated 4.7 stars on iOS and 4.4 stars on Android, the First Atlantic mobile app makes it easy to manage your money anytime, anywhere. Transfer funds, pay bills, open accounts, apply for loans, and more, all from one secure, easy-to-use app.

Check it out

Community Programs

We’re dedicated to building a better future for our members and our community.

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Community Events

Stay up-to-date with the latest FAFCU happenings and community events.

Discover Events

FAFCU News & Blog

Keep up with FAFCU news, information, and financial tips.

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