Buying a Car
New or used, First Atlantic can help you get into the driver’s seat as easily as 1, 2, 3!
- Find your dream ride with our Car Buying Service, powered by TrueCar. See upfront pricing and know what others have paid, ensuring you get a great deal. You can also check out the cars for sale through our partner dealership.
- Get pre-approved by applying for a no-hassle auto loan to enjoy First Atlantic’s competitive rates and terms. Financing is available up to 100% of the purchase price, including tax, title, and license, for new or used auto loans.
- Upon approval, you’ll receive an AutoDraft Check that lets you pay like a cash buyer at the dealership. Bring your AutoDraft to finalize your purchase. Then enjoy the drive!
Refinancing Your Car
Want to lower your monthly car payment? Let First Atlantic refinance your current auto loan, and you could save money each month, plus hundreds—or even thousands of dollars—on interest charges over the loan’s lifespan.
*APR=Annual Percentage Rate. APR for new First Atlantic loans only. The actual rate may vary based on creditworthiness. Rates are subject to change at any time. Equal Opportunity Lender.
**Payments cannot be deferred more than 90 days from the day of loan closing. Interest will continue to accrue during the 90-day period. Some restrictions apply. Offers of credit subject to creditworthiness. Membership required.
Experience Our Car Buying Service
Spend less time at the dealership by searching for new and used cars online at your convenience with TrueCar. More importantly, there’s never an obligation to buy. Get access to FREE AutoCheck reports, as well as research and pricing tools. Save time and money on your next car and never overpay.
Search and Compare Prices
Search your desired vehicle based on your preferences and see what others paid.
Get Pre-Approved Financing
Apply for an auto loan with First Atlantic online or at any of our branches.
Lock in Your Savings
Use your First Atlantic Auto Loan check at one of the 13,000 certified dealers to purchase your vehicle.
Get Pre-Approved with AutoDraft
Looking for the confidence to negotiate the best price on a car that you know you can afford? Then look no further than First Atlantic’s AutoDraft, a blank check given to members who are approved for a new or used auto loan. You'll score a low-interest-rate loan with no hidden fees. Plus, you'll know exactly what you can afford. Simply take your AutoDraft to any dealership and make a straightforward purchase.
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First Responders Loan Discount
Qualifying members for this program include:
- Firefighters (paid and volunteer)
- Police Officers
- EMTs (paid and volunteer)
- Paramedics
Collateral Protection Insurance (CPI)
Collateral Protection Insurance is enacted when an individual who takes out an auto loan fails to adequately insure the vehicle. CPI may be issued through the credit union’s insurance program and may cost more than insurance you can buy on your own. The coverages afforded by CPI are primarily to protect the credit union’s interest and will not satisfy the requirement of any financial responsibility law, nor does it provide liability coverage.
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