Checking Account Rates
Effective Date: Monday, December 5, 2022
| Type | Rate | APY* | Requirements |
|---|---|---|---|
| Interest Checking | 0.10% | 0.10% | $500 minimum |
|
Free Checking |
0.00% | 0.00% | No minimum |
| Business Interest Checking | 0.05% | 0.05% | No minimum |
| Commercial Checking | 0.05% | 0.05% | No minimum |
| Youth Spend | 0.00% | 0.00% | No minimum |
*The Annual Percentage Yield (APY) is available for as long as you maintain the required minimum daily balance. Fees may reduce account earnings. Rates are subject to change at any time.
Savings Account Rates
Effective Date: Monday, December 5, 2022
| Type | Rate | APY* | Requirements | |
|---|---|---|---|---|
| Member Savings | 0.15% | 0.15% | $5 minimum | |
| Club Account** | 0.05% | 0.05% | No minimum | |
| Youth Savings | 0.15% | 0.15% | Balances up to $5,000 | |
| Money Market | 0.15% | 0.15% | Balances $1,000 - $9,999.99 | |
| 0.30% | 0.30% | Balances $10,000 - 49,999.99 | ||
| 0.50% | 0.50% | Balances $50,000 - $99,999.99 | ||
| 0.60% | 0.60% | Balances $100,000 or more | ||
| IRA / Roth** | 0.15% | 0.15% | No minimum | |
| IRA Savings Promo Q422** | 1.24% | 1.25% | No minimum | |
| Business Savings** | 0.05% | 0.05% | Balance of $250+ |
*The Annual Percentage Yield (APY) is available for as long as you maintain the required minimum daily balance. Fees may reduce account earnings. Rates are subject to change at any time.
**Contact us to inquire about opening this account.
Certificate of Deposit Rates
Effective Date: Monday, December 5, 2022
| Type | Rate | APY* | Requirements |
|---|---|---|---|
| 1-5 Months | 0.05% | 0.05% | $500 minimum |
| 6-11 Months | 1.00% | 1.00% | $500 minimum |
| 11-Month No-Penalty Promo Q322 | 1.99% | 2.00% | $2,500 minimum - New Money Only** |
| 12-23 Months | 1.99% | 2.00% | $500 minimum |
| 13-Month Promo Q422 | 3.93% | 4.00% | $500 minimum - New Money Only |
| 16-Month No-Penalty Promo Q322 | 2.72% | 2.75% | $2,500 minimum - New Money Only** |
| 24-35 Months | 1.49% | 1.50% | $500 minimum |
| 36-47 Months | 1.99% | 2.00% | $500 minimum |
| 48-59 Months | 1.99% | 2.00% | $500 minimum |
| 60 Months | 1.99% | 2.00% | $500 minimum |
*The annual percentage yield (APY) is available for as long as you maintain the required minimum daily balance. Fees may reduce account earnings. Rates are subject to change without notice. All fees and charges are disclosed, in full, at the time of application.
**Our No-Penalty CD offers you an 11-month or 16- month term and a competitive fixed rate with a minimum required balance to open—and you’ll be able to withdraw your funds in the account any time after the first six days following the funding of the account. Internal funds from existing accounts are not eligible.