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Deposit Rates



Checking Accounts

Effective Date: Wednesday, March 29, 2023 

Account Type Balance Requirements Rate APY*
Free Checking No minimum N/A N/A
Interest Checking $500 minimum 0.10% 0.10%
Youth Spend (Ages 13-17) No minimum N/A N/A

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*The Annual Percentage Yield (APY) is available for as long as you maintain the required minimum daily balance. Fees may reduce account earnings. Rates are subject to change at any time.


 

Savings Accounts

Effective Date: Wednesday, March 29, 2023

Account Type Balance Requirements Rate APY*
Member Savings $5 minimum 0.15% 0.15%
Club Account** No minimum 0.05% 0.05%
Youth Savings (Ages 17 & under) Up to $5,000 0.15% 0.15%
Money Market Accounts  $1,000 - $9,999.99 1.99% 2.00%
  $10,000 - $24,999.99 2.72% 2.75%
  $25,000 - $49,999.99 3.45% 3.50%
  $50,000 - $99,999.99 3.45% 3.50%
  $100,000 and above 3.45% 3.50%
Individual Retirement Account (IRA) / Roth** No minimum 0.15% 0.15%
IRA Savings (Promo Q422)** No minimum 1.24% 1.25%

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*The Annual Percentage Yield (APY) is available for as long as you maintain the required minimum daily balance. Fees may reduce account earnings. Rates are subject to change at any time.
**Contact us to inquire about opening this account.



Certificates of Deposit (CDs)

Effective Date: Wednesday, March 29, 2023

Term Balance Requirements Rate APY*
1-5 Months $500 minimum 0.05% 0.05%
6-11 Months $500 minimum 1.00% 1.00%
6-Month (Promo) $500 minimum 2.96% 3.00%
9-Month (Promo) $500 minimum 3.93% 4.00%
12-23 Months $500 minimum 1.99% 2.00%
13-Month (Promo) $500 minimum - New Money Only 4.41% 4.50%
24-35 Months $500 minimum 1.49% 1.50%
36-47 Months $500 minimum 1.99% 2.00%
48-59 Months $500 minimum 1.99% 2.00%
60 Months $500 minimum 1.99% 2.00%

Open Account

*Annual Percentage Yield (APY) is available for as long as you maintain the required minimum daily balance. Rates are subject to change without notice. Penalties for early withdrawal. Fees may reduce account earnings.



Business Accounts

Effective Date: Wednesday, March 29, 2023

Account Type Balance Requirements Rate APY*
Better Business Checking No minimum N/A N/A
Business Interest Checking No minimum 0.05% 0.05%
Commercial Checking No minimum N/A1 N/A1
Business Savings $250 and above to earn APY 0.05% 0.05%
Business Money Market Account** $1,000 - $9,999.99 0.15% 0.15%
  $10,000 - $24,999.99 0.30% 0.30%
  $25,000 - $49,999.99 0.30% 0.30%
  $50,000 - $99,999.99 1.25% 1.25%
  $100,000 and above 1.25% 1.25%

Contact Us

*The Annual Percentage Yield (APY) is available for as long as you maintain the required minimum daily balance. Fees may reduce account earnings. Rates are subject to change at any time.
1Eligible for Earnings Credit - a non-cash credit applied to your business checking account to help offset service fees.