Better Business Checking
Better Business Checking* is designed for small businesses and businesses just starting out.
- Free Business Online Banking and Bill Pay
- Free Business Mobile Banking
- Access to over 30,000 fee-free ATMs1
- 300 free transactions per month2
- No minimum balance required
- Minimum $100 deposit to open
*Accounts are insured to at least $250,000 by the National Credit Union Administration (NCUA).
1ATMs in the CO-OP Network are surcharge-free. First Atlantic charges a $2.00 per transaction fee on out-of-network ATM transactions.
2An excess monthly activity fee will be charged for each item in excess of 300 items (check, deposit items and ACH) at $0.25 per item.
Business Interest Checking
Maximize efficiency by putting your balance to work. Our Business Interest Checking account is ideal for businesses that maintain higher balances that process more than 300 monthly transactions.*
- Access to over 30,000 fee-free ATMs1
- $1,000 minimum balance required2
- Minimum $1,000 deposit to open
*An excess monthly activity fee will be charged for each item in excess of 300 items (check, deposit items & deposit tickets) at $0.20 per item.
1ATMs in the CO-OP Network are surcharge-free. First Atlantic charges a $2.00 per transaction fee on out-of-network ATM transactions.
2$10 monthly fee is applied when account balance falls below $1,000.
Small Business Checking
As a larger business, you understand the importance of maintaining flexibility and having accessibility to the right resources as you pursue your goals. With Small Business Checking, you will receive the solutions you need and also a competitive earnings offset.
- Access to over 30,000 fee-free ATMs1
- No minimum balance required2
- $0 minimum deposit to open
1ATMs in the CO-OP Network are surcharge-free. First Atlantic charges a $2.00 per transaction fee on out-of-network ATM transactions.
2$10 monthly fee. $0.15 per check paid item fee; $0.25 per deposit ticket; $0.10 per item deposited. Per item fees can be offset by earnings credit. The earnings credit is based on 90% of the average monthly account balance based on the prevailing rate. A 10% reserve of the average monthly account balance is required and is not eligible to be included in the earnings credit calculation.
Visa® Business Debit Card
When running a business, a debit card can help you make purchases without relying on credit or carrying a lot of cash with you.
- No annual fee
- Earn shopping discounts and cash back at participating retailers with our Purchase Rewards Program
- Withdrawals come straight from your checking account
- Use your First Atlantic Business Debit Card with virtual wallets ApplePay®, Google Pay™, & Samsung Pay®
Business Savings
All businesses need to save for their future. Why not start that savings with a First Atlantic Business Savings Account? You'll earn interest on your money and start a nest egg for your business.
- No minimum balance required