Every individual can take simple steps to improve their cyber hygiene and protect themselves online. We urge our members to practice the following.
Implement multi-factor authentication on your accounts.
A password isn’t enough to keep you safe online. By implementing a second layer of identification, like a confirmation text message or email, a code from an authentication app, a fingerprint or Face ID, or best yet, a FIDO key, you’re giving your bank/credit union, email provider, or any other site you’re logging into the confidence that it really is you.
Multi-factor authentication can make you 99% less likely to get hacked. So enable multi-factor authentication on your email, social media, online shopping, financial services accounts. And don’t forget your gaming and streaming entertainment services!
Update your software.
In fact, turn on automatic updates. Bad actors will exploit flaws in the system. Update the operating system on your mobile phones, tablets, and laptops. And update your applications – especially the web browsers – on all your devices too. Leverage automatic updates for all devices, applications, and operating systems.
Think before you click.
More than 90% of successful cyber-attacks start with a phishing email. A phishing scheme is when a link or webpage looks legitimate, but it’s a trick designed by bad actors to have you reveal your passwords, social security number, credit card numbers, or other sensitive information. Once they have that information, they can use it on legitimate sites. And they may try to get you to run malicious software, also known as malware. If it’s a link you don’t recognize, trust your instincts, and think before you click.
Use strong passwords, and ideally a password manager to generate and store unique passwords.
Our world is increasingly digital and increasingly interconnected. So, while we must protect ourselves, it’s going to take all of us to really protect the systems we all rely on.
Use Online Banking and download the First Atlantic Mobile Banking App for secure banking.
We support four types of Multi-Factor Authentications for our Online Banking:
- Voice Call
- Time Based One Time Passcode (TOTP)
All four types require the user to enter a one-time passcode for identity validation.
For Mobile Banking, our Multi-Factor Authentication types are:
- Voice Call
- Time Based One Time Passcode (TOTP).
To register for online banking and to download our mobile banking app, click here.