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Personal Savings

No matter what you're saving for – retirement, college, beach house, perhaps? – you've got options.
Start saving today to help reach your goals.

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Member Savings

If you want to become a member and access all of our great products & services, $5 is all it takes.

  • Earn interest to build up those savings
  • No minimum balance required
  • Easily access funds with your First Atlantic Visa Debit Card – when you need it


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Holiday / Savers Club

Saving up for that special something or gifts for friends and family? Earn interest while saving!

  • No minimum deposit or balance
  • Dividends paid annually; $5 minimum balance to earn dividend
  • Default maturity date is October 1st


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Youth Savings*

Introduces teens and young adults to money management concepts and responsible saving habits to help pave the way to financial success.

  • No minimum balance
  • No fees
  • Earn up to $15 per semester by receiving $3 for every "A" from one of these eligible subjects - Math, English, Science, and similar subjects**

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*A parent or legal guardian must be an owner on this account.
**Does not include gym, music, or similar subjects.


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Money Market Account

Give your hard-earned savings a boost. Take advantage of higher interest and easy access to your funds with Online and Mobile Services, plus the ability to write checks.

  • $1,000 minimum to open
  • Higher dividends rates (computed on a daily balance and paid monthly)


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Certificates of Deposit

Grow your savings on your terms and without the risk! With a Certificate of Deposit, select the term and start earning interest.

  • Dividend paid monthly
  • 1 month to 5-year terms
  • $500 minimum balance to earn interest


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IRA Roth & Traditional

Lock down your savings plan to enjoy your retirement with an IRA.

  • No annual fee
  • Savings and certificates available
  • No minimum deposit to open savings account
  • $500 minimum deposit on certificate


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