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Personal Savings

No matter what you're saving for – retirement, college, beach house, perhaps? – you've got options.
Start saving today to help reach your goals.

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Member Savings

If you want to become a member and access all of our great products & services, $5 is all it takes.

  • Earn interest to build up those savings
  • No minimum balance required
  • Easily access funds with your First Atlantic Visa Debit Card – when you need it


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Holiday / Savers Club

Saving up for that special something or gifts for friends and family? Earn interest while saving!

  • No minimum deposit or balance
  • Dividends paid annually; $5 minimum balance to earn dividend
  • Default maturity date is October 1st


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Youth Savings*

Introduces teens and young adults to money management concepts and responsible saving habits to help pave the way to financial success.

  • No minimum balance
  • No fees
  • Receive $1 for every "A" from one of these eligible subjects - Math, English, Science, and similar subjects**
Report Card Rewards

First Atlantic Federal Credit Union believes in investing in the future of our youth members and will reward hard work and excellence in school with Report Card Rewards. 

All youth members, grades K-12, will be eligible to have money deposited into their savings account for achieving a great report card!

  • Earn $3 for every A/90 grade or higher, up to $15 for the school year
  • Minimum account balance of $50 is required in a Youth Savings Account
  • FAFCU will reward grades from core academic courses only - English, Math, Science, Social Studies/History, and Foreign Language
  • Report Cards will be accepted for the most recent school year only
  • Students may submit a copy of their report card by:
    • Visiting a branch
    • Mailing them to: First Atlantic – Report Card Rewards, 468 Industrial Way West, Eatontown, NJ 07724
  • Certain restrictions may apply1

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1Membership required. The credit union will accept report cards issued by public or private schools. Home-schooled students must present a copy of their report card submitted to a Board of Education. Rewards will be deposited into the member’s savings account within two business days.


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Money Market Account

Give your hard-earned savings a boost. Take advantage of higher interest and easy access to your funds with Online and Mobile Services, plus the ability to write checks.

  • $1,000 minimum to open
  • Higher dividends rates (computed on a daily balance and paid monthly)


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Certificates of Deposit

Grow your savings on your terms and without the risk! With a Certificate of Deposit, select the term and start earning interest.

  • Dividend paid monthly
  • 1-month to 5-year terms
  • $500 minimum balance to earn interest


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IRA Roth & Traditional

Lock down your savings plan to enjoy your retirement with an IRA.

  • No annual fee
  • Savings and certificates available
  • No minimum deposit to open savings account
  • $500 minimum deposit on certificate


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