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Personal Savings

No matter what you're saving for – retirement, college, beach house, perhaps? – you've got options.
Start saving today to help reach your goals.

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Member Savings

If you want to become a member and access all of our great products & services, $5 is all it takes.

  • Earn interest to build up those savings!
  • No minimum balance required
  • Easily access funds with your First Atlantic Visa Debit Card – when you need it.


Open Account  View All Rates



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Holiday / Savers Club

Saving up for that special something or gifts for friends and family? Earn interest while saving!

  • No minimum deposit or balance
  • Dividends paid annually; $5 minimum balance to earn dividend
  • Default maturity date is October 1st


Contact Us  View All Rates


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Access (Youth) Savings

Introduces teens and young adults to money management concepts and responsible saving habits to help pave the way to financial success. With these accounts, there's no minimum and no fees!

Sprout Save (Ages 12 and under)1 
  • Higher APY*
  • Earn bonus cash rewards2
  • Receive a special Sprout Saver gift
Edge Save (Ages 13-17)1
  • Higher APY*


Open Sprout or Edge Save  View Rates

Rise Save (Ages 18-24)
  • Higher APY*


Open Rise Save  View Rates

1A parent or legal guardian must be an owner on this account
2Earn up to $15/semester by receiving $3 for every "A" from one of these eligible subjects - Math, English, Science, and similar subjects. Not gym, music, or similar.

*The annual percentage yield (APY) is available for as long as you maintain the required minimum daily balance. Fees may reduce account earnings. Rates are subject to change at any time.


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Maximizer Money Market

Give your hard-earned savings a boost. Take advantage of higher interest and easy access to your funds with Online and Mobile Services, plus the ability to write checks.

  • $1,000 minimum to open
  • Higher dividends rates (computed on a daily balance and paid monthly)


Open Account  View All Rates


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Flex Certificate of Deposit

Grow your savings on your terms and without the risk! With a Certificate of Deposit, select the term and start earning interest.

  • Dividend paid monthly
  • 1 month to 5-year terms
  • $500 minimum balance to earn interest


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IRA Roth & Traditional

Lock down your savings plan to enjoy your retirement with an IRA.

  • No annual fee
  • Savings and certificates available
  • No minimum deposit to open savings account
  • $500 minimum deposit on certificate


Contact Us  View All Rates