Personal Savings

Member Savings

If you want to become a member and access all of our great products & services, $5 is all it takes.

Earn interest to build up those savings
No minimum balance required
Easily access funds with your First Atlantic Visa Debit Card – when you need it

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Holiday / Savers Club

Saving up for that special something or gifts for friends and family? Earn interest while saving!

No minimum deposit or balance
Dividends paid annually; $5 minimum balance to earn dividend
Default maturity date is October 1^st

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Youth Savings*

Introduces teens and young adults to money management concepts and responsible saving habits to help pave the way to financial success.

No minimum balance
No fees
Receive $1 for every "A" from one of these eligible subjects - Math, English, Science, and similar subjects**

Report Card Rewards

First Atlantic Federal Credit Union believes in investing in the future of our youth members and will reward hard work and excellence in school with Report Card Rewards.

All youth members, grades K-12, will be eligible to have money deposited into their savings account for achieving a great report card!

Earn $3 for every A/90 grade or higher, up to $15 for the school year
Minimum account balance of $50 is required in a Youth Savings Account
FAFCU will reward grades from core academic courses only - English, Math, Science, Social Studies/History, and Foreign Language
Report Cards will be accepted for the most recent school year only
Students may submit a copy of their report card by:
- Visiting a branch
- Mailing them to: First Atlantic – Report Card Rewards, 468 Industrial Way West, Eatontown, NJ 07724
Certain restrictions may apply¹

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_{¹Membership required. The credit union will accept report cards issued by public or private schools. Home-schooled students must present a copy of their report card submitted to a Board of Education. Rewards will be deposited into the member’s savings account within two business days.}

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Money Market Account

Give your hard-earned savings a boost. Take advantage of higher interest and easy access to your funds with Online and Mobile Services, plus the ability to write checks.