Personal Savings

Member Savings

If you want to become a member and access all of our great products & services, $5 is all it takes.

Earn interest to build up those savings!
No minimum balance required
Easily access funds with your First Atlantic Visa Debit Card – when you need it.

Four Black men playing and jumping in ocean

Shore Peak Savings

Become a member of our Shore Thing Rewards™ program and you'll earn a higher interest rate. At least 200 reward points is required for this ride.

No minimum to earn interest - we love spreading the local love.
Plus, many more perks. Learn more about Shore Thing and how to accumulate points.

Learn More View All Rates

Holiday / Savers Club

Saving up for that special something or gifts for friends and family? Earn interest while saving!

No minimum deposit or balance
Dividends paid annually; $5 minimum balance to earn dividend
Default maturity date is October 1^st

Contact Us View All Rates

Access (Youth) Savings

Introduces teens and young adults to money management concepts and responsible saving habits to help pave the way to financial success. With these accounts, there's no minimum and no fees!

Sprout Save (Ages 12 and under)¹

Higher APY*
Earn bonus cash rewards²
Receive a special Sprout Saver gift

Edge Save (Ages 13-17)¹

Higher APY*

Rise Save (Ages 18-24)

Higher APY*

Open Account View All Rates

_{¹A parent or legal guardian must be an owner on this account

²Earn up to $15/semester by receiving $3 for every "A" from one of these eligible subjects - Math, English, Science, and similar subjects. Not gym, music, or similar.}
_{*The annual percentage yield (APY) is available for as long as you maintain the required minimum daily balance. Fees may reduce account earnings. Rates are subject to change at any time.}

Two Black adults in sunglasses and hats view smartphone screen

Maximizer Money Market

Give your hard-earned savings a boost. Take advantage of higher interest and easy access to your funds with Online and Mobile Services, plus the ability to write checks.