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Personal Savings

Member Savings

Best Rate: 0.05%*

$5 is all it takes to get you on your way to becoming a member and accessing all of our great products and services.

  • Earns interest
  • No minimum balance required
  • Access funds with your First Atlantic Visa Debit Card

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Shore Peak Savings

Best Rate: 0.50%

As part of our Shore Thing Rewards program, earn like a local with our highest savings interest rate available.

  • No minimum to earn interest
  • At least 200 Shore Thing reward points required for this ride
  • Plus, many more perks

So, what is Shore Thing and how do I accumulate points?

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Holiday / Savers Club

Best Rate: 0.05%

Saving up for that special something or gifts for friends and family?  Earning interest while saving!

  • No minimum deposit or balance
  • Dividends paid annually; $5 minimum balance to earn dividend
  • Default maturity date is October 1st

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* If average monthly balance falls below $500, a $15 service charge will apply. Service charge may reduce account earnings.


Access (Youth) Savings

Introduces teens and young adults to money management concepts and responsible saving habits to help pave the way to financial success. With these accounts, there's no minimum and no fees!

Sprout Save (Ages 12 and under)1 

  • 0.10% APY* on balances up to $5,000
  • Earn bonus cash rewards2
  • Receive a special Sprout Saver gift

Edge Save (Ages 13-17)1

  • 0.10% APY* on balances up to $7,500

Rise Save (Ages 18-24)

  • 0.15% APY* on balances up to $10,000

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1A parent or legal guardian must be an owner on this account


Maximizer Money Market

Best Rate: 0.05%*

Give your hard-earned savings a boost. Take advantage of higher interest and easy access to your funds with Online and Mobile Services, plus the ability to write checks.

  • $1,000 minimum to open
  • Higher dividends rates (computed on a daily balance and paid monthly)

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Flex Certificate of Deposit

Best Rate: 0.80% APY*

Grow your savings on your terms and without the risk! With a Certificate of Deposit, select the term and start earning interest.

  • Dividend paid monthly
  • 1 month to 5-year terms
  • $500 minimum balance to earn interest

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IRA Roth & Traditional

Best Rate: 0.05%*

Lock down your savings plan to enjoy your retirement with an IRA.*

  • No annual fee
  • Savings and certificates available
  • No minimum deposit to open savings account
  • $500 minimum deposit on certificate

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*The annual percentage yield (APY) is available for as long as you maintain the required minimum daily balance. Fees may reduce account earnings. Rates are subject to change at any time.